Get a fresh start on your finances
One application. Smarter options across loans, credit, and identity. No impact to your credit score. Bank-level encryption.
All your finances in one place
Stop juggling accounts across different websites. Fresh Start Marketplace brings loans, credit monitoring, identity protection, and bill management together where you need them.
Lower your debt with a personal loan
Consolidate high-interest debt or cover what matters. Get real offers in minutes without hurting your credit score.
Cut your car payment down fast
If rates have dropped or your credit improved, refinancing could save you hundreds every month. See what you qualify for.
Know your credit score in real time
Monitor all three credit bureaus. Get alerts when something changes. Build your score with tools that actually work.
Guard yourself against identity theft
We watch for suspicious activity and alert you fast. If something happens, we help you restore what's yours.
Find money hiding in your subscriptions
Recurring charges add up. We scan your accounts and show you what you can cancel or downgrade to save.
Manage everything from one account
Track applications, make payments, view alerts, and access your credit reports all in one secure place.
Real offers built for your situation
We connect you to lenders, credit tools, and savings services that work with your credit profile. No guessing. No surprises. Just options that fit.
No credit impact
Soft pulls and prequalification don't touch your credit score. Check your rate without risk.
Bank-level security
Your data is encrypted and protected. We follow strict financial industry standards to keep you safe.
Second chance
Subprime to near-prime credit? We work with lenders who see your potential, not just your past.
Three steps to better finances
From application to action in minutes.
Apply and get prequalified instantly
One soft pull. No credit score damage.
Compare real offers tailored to you
See loans, refinance rates, and savings tools side by side.
Move forward with what works
Accept an offer, enroll in monitoring, or manage from your dashboard.
Ready to move forward?
Start your application now. It takes minutes and won't hurt your credit.
Questions
Find answers about how Fresh Start Marketplace works and what to expect.
No. We use soft pulls for prequalification. These don't show up on your credit report. You can check your rate risk-free.
Most people see real offers within minutes of applying. You'll compare options right on our platform and decide what works for you.
Yes. We use bank-level encryption and follow strict financial industry standards. Your data stays protected every step of the way.
That's exactly who we work with. Our lenders understand subprime and near-prime credit. We connect you to options built for your situation.
Yes. Your Fresh Start Marketplace dashboard tracks applications, payments, alerts, and credit reports all together. No more juggling multiple websites.
Still have questions?
We're here to help. Reach out anytime.
Real stories
See how people used Fresh Start Marketplace to take control of their finances.
Stay in the loop
Get tips, updates, and offers sent straight to your inbox. No spam. Just what matters.
Get in touch
Have questions or need help? Our team is ready to assist you.